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Growing Credit Card Market in China

Our topic this time on this blog is one which is of growing interest and importance for all levels in China: credit cards. Although debit cards are still more common in China, there are indeed huge business opportunity for credit card market expansion. We, Quick Money Saver, will show you more details about this in the following paragraphs.

In old days, privileges of deferred payment used to be enjoyed by comparatively few and the status this conferred marked the possessor of being a few rungs further up the financial and social ladder than the rest of mankind. Those days are already gone. Nowadays, anyone with a certain basic level of monthly income is eligible for a standard credit card. There are, of course, different types of credit cards available to meet different financial needs but, generally speaking, fundamental benefits offered by credit cards are open to more or less everybody now.

So what exactly are these fundamental benefits then? As QMS (Quick Money Saver), we just put it very simply: credit cards allow everyone, within certain specified limits, to pay for goods or services without any worry about having to pay real money for them immediately. Money is available to card holders 24 hours a day, but payment can be deferred until a time more convenient for the customer when he can either pay the total amount due, pay it off gradually over a set period of time or pay minimum payment only (thus any outstanding balance wil become a credit card loan and thus customer will need to pay for late financial charges).

For such widespread use and popularity of credit cards today, that in some parts of the world, they are replacing cash as a preferred form of daily payment. For the United States, as an example, it is indeed becoming virtually impossible to book a hotel room or hire a car without a credit card. A cashless society is not too far around the corner there.

Nevertheless, there are still variations in what many different banks and credit card companies offer their customers. They are: variations in service fees charges, in credit amount available and in interest rate charged etc. For many commercial banks in China, bankers offer their customers credit limit up to four times their monthly salary irrespective of whether they bank with the bankers or not. Many banking institutions even do no charge any application fee and offer very reasonable annual fees and minimum repayment requirements. Card holders can withdraw money easily from ATM (automatic teller machine) network, while repayment options can be flexible to fit with actual customer needs. Arrangement can also be made to include family of the customer in a combined account so that all can enjoy such benefits offered locally as well as in other locations worldwide.

We, Quick Money Saver, suggest you to try using facilities and services offered by your own bank as a guide to what the credit card market in general can offer. Obviously, each individual can choose one, or perhaps a number, to fit with her or her own financial circumstances. Whether or not that choice is one or more credit cards to be offered by your bank, it is very clear that credit cards are in growing demand inside PRC (People's Republic of China) and will become almost indispensable just like many other western countries.

This is, indeed, the age of plastic has about to come, especially as the size of middle-class is rapidly expanding within the emerging country. China population is so huge, economy growth is so strong and Chinese central government also has obvious policies to promote domestic consumption, we therefore believe that credit card market in China will unavoidably grow very fast soon.

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Some 20+ blogging tools that you might find useful for your blogs

25 best blogging tools for bloggers for Successful/ effective blogging

Building your own blog is more than writing stories and articles. You need to spend countless hours on research, search engine optimization (SEO), editing, sharing, promotion and networking. All these activities are acting behind the scene to make you a successful blogger. Professional bloggers are always in search for the latest blogging tools to make their blogs SEO-friendly. If you are an aspirant blogger with big dreams, you need to be sure that you have the right SEO tools and expertise utilizing the latest technologies in your blog.

So, here is a list of actually the better blogging tools for bloggers in terms of SEO + marketing + writing + advertising + Web traffic + social media networking

SEO and blogging tools

Following the useful Search Engine Optimization (SEO) tips is a very important thing for successful blogging. How so much nice blog writing skills you may posses, but without the effective and powerful SEO tools your blog posts won't receive that much web traffic which they deserve!  Find more useful link submission and SEO blogging tools for your blog. 

For the content writing segment:

#1. WPTouch

It is a free WordPress mobile plugin for your blog. You can make your blog fully optimized for mobile phones with this thin app.

#2. Zemanta

This plugin helps you add tags, links, images and relevant articles for the content you write on your blog. It also helps you add your Instagram photos easily to your blog.

#3. Akismet

This is a spam filter plugin in WordPress. You just need to install it and leave it. It works automatically in the background and keeps the spams at bay.

#4. After The Deadline

When you want to save time on writing, After The Deadline serves you best with fast grammar, spelling and style checking capabilities. It is a highly useful proof reading assistant available as a WordPress Plugin or browser extension.

#5. Google Docs

Google Docs helps you maintain a centralized platform for your blog posts in an efficient manner. It uses the cloud synchronization function and works as a great word processor.

#6. Editorial Calendar

It is a great plugin to manage and schedule your future posts. It works like a planner and serves you right when you follow a strict plan.

#7. Google Alerts

It is an effective research tool for blogging. It gives you updates on the latest news and new topics. You can create Google alerts easily for any topic/subject/term.

#8. Evernote

This app lets you take notes from web pages and text. You can also take voice notes. This app can be used as a digital scrapbook to store random data for future use. It's also a great social bookmarking and sharing site. You save your bookmarks and share on other media sites.

#9. Dropbox

It is a popular cloud backup utility. Be ready for an uncertain future with Dropbox as it stores up all your documents and blog images in the cloud server. Use upto 5GB of free space and they also have a referral program where you can get more space if you refer your friends to Dropbox.


#10. Copy Scape & Siteliner.com

Copy Scape is a renowned tool used by writers and bloggers around the world for checking duplicate copies of your content over the Internet. Siteliner is also a great tool for checking the duplicacy. It gives you a detailed report about the duplicate+similar content of your blog. When used, Siteliner gives a full summary of all the links, duplicates of your blog. For some points i liked it more than CopyScape.

For the marketing segment:

#11. Tweet Old Posts

This is a tiny WordPress plugin used to keep your content active all the time. You will gain more traffic when your content is in the spotlight. This tool makes it easy to tweet earlier blog posts.

#12. Feedburner & Feedly

Feeds are also an integral part of your blog. Utilize your feeds to spread the news about your every blog posts. This is a highly useful feed management utility for blogs. It makes it swift to subscribe to your blog. You can also track user data without any problem. Go to 'social buzz' section in Feedburner where you can activate automatic tweeting whenever you publish a new blog post. Feedly offers a cool embedding option for your blog feeds which you can use to promote and increase the page views for your posts. 
visit feedly here- http://www.feedly.com/factory.html

#13. Buffer

It is an automated scheduling application for popular social networking sites.

#14. Bloglovin

It is a good RSS feed utility. Bloglovin makes it simple to comment on your target blogs.

#15. Google KW Research tool

It is apparently a winner among those essential blogging tools that lets you discover the great potential of keywords and how to get better page ranking.

#16. Yoast for full SEO

This is a not only a great WordPress SEO plugin with full SEO capabilities but also the number #1 ranked plugin used for SEO purpose by every blogger who does blogging on WordPress CMS.

#17. Bit.ly

This is a web service used to shorten urls. This is specially useful if you want to hide your link or prevent it from getting spammed by using it.

#18. Google Analytics & Webmaster tools

These tools help you monitor and analyze your blogging strategies. In case you find it too complicated, you can use the WordPress version called Jetpack Site Stats. It is good to go for novice bloggers who are just getting familiar with the systems.

For the communication segment:

#19. Livefyre

It is a highly efficient comment system with social tagging; SNS comment integration and live updates.

#20. Rapporative

This is a great Gmail plugin that comes in two flavors. You can use the app from Google Marketplace or use it as a chrome plugin. The plugin gives you a quick preview of your contacts within your mail inbox.


#21. Google Apps for Business

There are hundreds of business friendly applications on the Google Marketplace.

#22. Google+

Google+ is a powerful utility that helps your blog rankings.

For the visual segment:

#23. Compfight

It is a WordPress plugin that lets you ad royalty-free images from Flickr. It suggests you images automatically based on your keywords. You can easily use images for your blog posts without wasting a single minute in searching royalty free images. Though, you should check these best websites list of royalty free and creative commons photos

#24. Thinglink

It is a unique WordPress plugin that lets you add interactive media to your blog.

#25. LoveIt

It is a Pinterest-like photo sharing platform with a lot of exciting features that you don’t see in Pinterest. Check out this great social platform and you will forget all about Pinterest within a week.

#26. Pixlr

Pixlr is an online photo editing tool that works just like your native Photoshop. The program has lots of useful photo editing features. It helps you design and develop great photos for your blog.

Some other equally usefool blogging tools for you!

#27 Free Online Word and Character Counting tools

We bloggers often happen to count words/charc. and by using this simple online tool you can easily count words and characters for any purpose. Find it here- 

http://allworldphone.com/count-wingords-characters.htm

#28 Google url shortner - 

You would love to use this url shortner by Google. And it also keeps track of all the links & the clicks generated by them. Try it - http://goo.gl/ 

#29 Convert Case -

I always use this online tool for converting sentances in any case. Like, Uppercase, sentance case, Capitalized case, AlTeRnAtiNg case, etc. A must have blogging tool - http://convertcase.net/ 

#30 GTmetrix to check speed of your blog 

According to the recent changes on how a web page is perceived on the Internet, blog speed has become a major factor in deciding a blog's rankings in search engines. You must keep your blog as per the guidelines suggested in this tool. You can check your blog's actual speed and loading time through this online tool and make modifications accordingly.
Visit it here - www.GTMetrix.com

Useful websites to generate FREE web traffic for your blogs 

You should visit these websites and do some backlink generating practices. By spending some of your time over creating backlinks and submitting your content could be very very beneficial for your blog posts. In this way you could make good number of backlinks to your blog and this will improve Google page rank (PR) of your blog posts.

# Search engine submission- Submit your blog to search engines and make sure that your blog is indexed by every major search engines on the internet. In this way you can notice search engines traffic coming to your blog from multiple search engines rather than only from Google, Bing, and Yahoo. 
Submit your blog FREE to 50 best search engines list. 

# Blog directories - Blog directories are great ways to get relevant and quality back links and targeted web traffic. Most of the blog directories accept free blog submission and they quickly give your blog a backlink. They rank blogs based on their Alexa ranking and Google page rank. You might have to give a reciprocal link to get your blog listed on their blog direcory. But, that should not be a problem for willing bloggers. (* You can create a separate page to list such reciprocal links) . So, to which blog directories you should submit your blog ? Don't worry, i have listed here best blog directories. Visit them and submit your blogs there. It's really worth your time!

# Do you write articles? - Article writing could be the answer to boost your blog's over all performance on the Internet. This way you not only get high quality- high authority backlinks from article directories but also a good number of unique visitors from them. Web article submission is a great SEO tool for blogs in order to improve reputation and Google page rank of your blog. So, don't shy away, visit these best article directories and submit free articles with a link back to your posts. 

# Social bookmarking and social media sites -  Who is unaware about the usefulness of social bookmarking sites for SEO and free back link generation? Search engines index your blog posts faster if they find them through social media and bookmarking sites. Always make it a habbit to promote your blog posts on social bookmarking and social networking sites. This is one of the easiest and safest ways to drive high web traffic naturally. I have prepared the list of social sharing sites and they have been used by several thousand users to improve their blog rankings. Find them listed here - 

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Save Money via Free Credit Card Debt Management

While credit cards are becoming increasingly popular as our daily spending channel, most people are still not familiar with how to deal with its debt management properly. We, Quick Money Saver (QMS) Team, now would like to introduce an idea about saving money via free credit card debt management services that can help repaying your debts a bit quicker.

As credit card companies are growing fast across the globe, we can say the related debt management is now a necessary evil. Consumption market is expanding along with lots of attractive credit card available options. Such phenomenon has even penetrated freely into the market of college students, who are normally not mature enough to deal with complicated finance charges may be involved.

You may say that credit cards are already very common in modern world. That is true, but if you overuse them, it can be very bad for your own financial health. Therefore many people would need professional but affordable credit card counseling services. Quite a number of these debtors, just like our Quick Money Saver (QMS) team, would want this kind of services for free. They would outwit their debts preferably with free credit card counseling services. Fortunately, there are really quite some free card management service providers available in the market. You may find these service providers on the internet easily or from financial agencies directly.

In fact, financial crisis may knock your door and hit you anywhere or anytime. An unexpected financial difficulty can permanently ruin your original living plan. Free credit card debt management services can definitely equip you to tackle such financial events effectively. It can also facilitate debtors with free financial advice on how to efficiently deal with credit card related debts. Many management agencies can even negotiate with creditors directly and fetch you with lower interest rates as well as lower monthly repayments etc.

Free credit card debt management services should be particularly suitable for those debtors who are struggling with personal finance issues frequently. As its name already suggests, these management services can cost you no money (i.e.: free of charge) at all. These free services can normally offer you a combination of basic benefits, including: stop any collection calls, prevent account problems, evade over-limit charges or past-due fees etc.

In all, credit management is supposed to manage your debts effectively. Debt agencies shall offer you constructive methods to customize your actual needs, reinstate your credit conditions and keep you at a safe situation away from bankruptcy. Such tactics are basically to find out financial sources for gathering enough funds to repay your debts. These agencies usually take efforts to study if you have inheritances, tax refunds, or any other resources of extra money that may serve as your financial sources for repayments. In some cases, debtors may be advised to repay their debts via mortgage finance. Debtors may also be guided on methods to replenish their credit conditions or how to better manage their money in future. Thus these agencies would try their best to investigate for practical measures that can arrange sufficient money for repayment. These agencies can also keep their customers updated with their credit conditions and financial circumstances. These strategies are proved highly-effective to help them improving their personal finance skills and saving a good amount of money.

The above information is just an introduction of an idea about saving money via free credit card debt management services that can help repaying your debts a bit quicker. We, Quick Money Saver (QMS) Team, would always encourage you to pave your own ways for achieving financial freedom via free credit card debt management services available in the market.

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10 basic tips to keep your website or blog safe from any Google Panda updates

10 Simple and basic ways to avoid any panelty for your blog from Google updates ( Panda/ Penguine) 

Google Panda is a modification to Google’s search algorithm which makes it possible for users to find content that is relevant to their searches pushing down the low quality or inferior sites. It’s done by ranking sites based on their quality and content. However, in recent times many sites have suffered as their ranks have dropped. And that could well be because of the latest updates from Google, namely Panda or Penguin.

Google Panda in particular has brought about dramatic changes in website ranks and thereby the search result for users. Websites that resort to spam links or content have been penalized and have seen their ranks drop. Clearly, Google Panda has stricter guidelines when it comes to the quality of links and content on a website.

In fact, it has various updates that can tackle following issues:

• Websites that have low quality content.
• Websites with improper SEO structure
• Websites with useless pages.
• Poor grammar and duplicate content.
• Black Hat SEO techniques.
• Websites that load slowly.

Ways to prevent being hit by Panda update

Website owners and users who want to make sure they are not hit by Panda Update can do well by following a few simple tips that can help them immensely.

#1. Duplication of Content

Having duplicate content on your website is not helpful to your users and it can only get you into trouble with Panda update. Hence, if you have any duplicate content on your website you need to edit or rewrite it at the earliest to avoid future trouble.

#2. Significance of detailed content
Low traffic to your website is often due to poor quality and it’s an issue that needs to be addressed. You can start by using your analytical tools to gather more information about the pages that can be hit by Panda on account of low traffic. Once you have taken stock of these pages you can determine whether you want to

-> Add better quality content so that it can promote social interactions and increase organic traffic.

-> Or redirect pages that have poor quality content to another site.

#3. The importance of keyword density

When you create content for your website, due attention has to be paid to keyword density. You need to get a fair idea of the desired keyword density for SEO; it will help you ensure that keywords are used in an article only a certain number of times. When keywords are repeated more than the desired number of times then your website can become vulnerable to the impact of Google’s updates, especially Panda.

#4. Steer clear of Spam

Spam should be strictly avoided in terms of SEO. It’s important to get rid of poor quality content, spam articles from your website. You should also eliminate spam comments and links from your website as it will avoid the risk of being penalized. Relevant and useful information that’s free of spam on the other hand, can help you get more traffic. Search engines also look at such sites favorably and they gain credibility.

In a bid to get a large number of backlinks in a short time many tend to take the easier route and associate themselves with blacklisted websites. These blacklisted sites could have been banned because they use Black Hat SEO techniques or contain duplicate content. Unfortunately by linking your website to them you stand the risk of being penalized as well.

#5. Eliminate unnecessary tags, categories and pages from Google search
It can help you protect your website from the impact of Panda. When you get rid of unwanted tags, pages and categories using no-index or any other option for that matter, you can boost your site’s visibility and thereby improve its rank with search engines too.

#6. Pay attention to proper distribution of anchor text
It is absolutely vital that anchor text in your content is distributed properly to get best results. Using variations like “click here” and “this site” can make the right impact.

#7. Buying or exchanging links
They were considered to be productive means to boost traffic to your website and improve your page ranks. But that’s not the case anymore and only relying on buying or exchanging links cannot bring you desired results. In fact, they can lead to being penalized by Google.

Rather than relying on these methods you can try to be creative with ways to bring more traffic to your website. Find out more about means that you need to avoid and thus ensure that your website rank is maintained in the long run.

#8. Higher page views
when users visit a website briefly and quickly move on to another search, it’s a sign for Google that the site doesn’t contain relevant content. To avoid this problem it’s important that your website has compelling content so that your users will want to spend more time on it.

You can make the most out of your analytics to run a check on pages that have the maximum bounce rate. It will help you make your pages more valuable to your users.

#9. Use Ads smartly
SEO experts believe that minimum use of ads on your website is the way to go. If your site has ads, you can work on a design that gives the impression that minimum ads are being used. It’s your content that draws users to your website; hence it should be crisp and easily accessible. Ads on the other hand should be used smartly.

#10. Use of Social Media is imperative
Social Media promotion is a way that offers your website respite from Google-Panda's update. Using tools like Facebook, Twitter, Digg etc can improve your website rank in a short span of time. Using Social Media tools, asking people to bookmark or share your posts can also make a big difference to your website rank.

Google Panda gets updated frequently, which is why you need to be patient with SEO. Original, high quality will be rewarded while duplicate content, link spamming will be penalized. And that can spell doom for your online marketing career.

Author Bio:

I’m Ramya, a freelance web designer/writer based in India.  I have worked in a number of SEO projects and have a good insight into creating a web design with SEO techniques incorporated in it.  Apart from web designing and SEO I also contribute high-quality articles to top class websites and blogs. Besides business I am part-time wildlife photographer and generally an extrovert, I also like travelling to different destinations.

Contact:

Ramya

Website:  http://www.seotraining.me.uk/seo-training-blog/

E-mail id: ramyaraju896@gmail.com

Mobile: 9442474516

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10 most popular advertising sites in United States (USA)

List of the Most popular advertising sites for United States -Best classified sites in Top 10 rankings

  

Advertising is the key to a successful business but when it comes to online advertising, most people are not really sure if they should try it out because it looks like a risky affair. Most traffic is now found online and many people do not buy newspapers or magazines to get information. Because of this factor, online advertising in USA has increased so as to meet more customers.

What are Most popular advertising sites in United States? Get a list of 10 Best classified sites in Top 10 ranks for USA. Post free ads online on these superb classifieds ad websites!

What are the Best USA Classifieds Ad Sites?

As you go about advertising in the states you may be wondering what the best USA classifieds are so that you can be able to place your ad in a genuine place where people can see it. There are so many and one can be spoilt of choice. Outsourcing various options is good so that you can settle for that one that suits your needs. And on some websites you can post ads without signup 

The list below is of the 10 best advertising sites for United States of America till date :-

#1. eBay classifieds

Mostly used by small businesses dues to its popularity of reaching the masses. In the recent past it led to formation of its affiliate kijiji.com which also operates in the Uk enhancing its stability. Visit ebay classifieds 

#2. craigslist.org

So far this is the most popular site when it comes to posting ads. It’s widely used in the USA plus some parts of the UK. In recent years we have seen it expand to African countries so that people can just be able to know what to get and where to get it from. Craigslist for US

#3. classifiedads.com

At classifiedads.com one will be able to place ads of pets that they are selling, apartments, announcements, items, job vacancies, vehicles and even personal ads. This classified doesn’t restrict individuals. Post classified ads

#4. OLX.com

This has gained popularity amongst African nations due to the fact that anything can be sold here. One is also able to communicate directly with the seller through their phone number. Visit Olx 

#5. Backpage.com

Backpage is driven by heavy search engine traffic and has millions ads posted with all the types of advanced and modern ad posting features. One of the best advertising websites for online advertisers and online marketers to post ads for almost any category . Advertise in all the local places of your city/state in US.  Post an ad on Backpage

#6. Usfreeads.com

With the presence of such a classified one can be able to know when to place their ad and how to place it. It also allows one to know which is the most common item being sold so that they can know if your ad is relevant. visit the site - http://Usfreeads.com

#7. Oodle.com

If you want to the feel of a community while using classifieds then this is the best to use. It allows individuals the option of communicating with their friends so as to see the relevance of the item that is being advertised before purchasing. http://oodle.com/

#8. Locanto

Locanto is a very well established and reputed advertising website that provides free classified services all over the world. You can post buy, sale, jobs, computer, community, marketing, software, products related ads on it easily. www.Locanto.com

#9. Geebo.com

This is also a community based classified in the USA which ensures that individuals are able to know what is available around them. Geebo is really good in terms of traffic and you get quick results in terms of lead generation if you post your listing wisely using any of these online advertising tips and techniques.  www.Geebo.com

#10. Pennysaverusa.com

For lovers of direct mail then this can be an option to consider. It ensures that individuals who are interested get free coupons and even discounted prices on items that they buy when they see the ad.

#11. Recycler.com

Just like any form of advertising agent, this one help individual to find what they need in the nearest place possible. Delivery is always done and you can find anything you need.

USA Advertising sites

View more lists from Vijeta Madaan

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Free Download: Keyword Software For SEO or PPC Marketing

We, Quick Money Saver, continue to offer free stuff in this website. This time we would offer a free software for SEO (Search Engine Optimization) or PPC (Pay-Per-Click) marketers. The name of this marketing software is Keyword Buddy, which is now available for your free download.

By using this free software, Keyword Buddy, web marketers can organize their own custom keyword lists easily for their SEO (Search Engine Optimization) or PPC (Pay-Per-Click) marketing campaigns. This free software allows internet marketers to identify, sort, filter, clean-up, import and export keyword lists (or negative keyword lists) from or to simple text (.txt format) files etc. It also lets internet marketers create AdGroup from various keyword lists for PPC (Pay-Per-Click) marketing purposes, such as Google AdWords / AdSense or other PPC alternatives.

Remark: Negative keyword lists can be used to list out keywords that you may not prefer to get clicks from a PPC program or are simply not suitable for your marketing campaign.

We, Quick Money Saver, of course understand that any extensive key-phrase study and online phrase searches normally require huge efforts and consume lots of money. Internet marketers always take time to find out high-paid PPC words, specific key-phrases, characters etc that can promote their online businesses efficiently. This free software, Keyword Buddy, no doubt can effectively save time and money for them. Unlike similar software that only have simple function for keyword density ratio calculation, this freeware can facilitate the whole internet marketing process by finding out irrelevant keywords quickly and removing them from custom keyword lists easily. It can help internet marketers maintaining up-to-date and powerful key-phrase database for their ongoing SEO or PPC marketing needs.

The below download package includes a comprehensive installation instruction and user manual in PDF format. It provides a step-to-step installation guide (desktop-PC Windows OS platform only, no tablet or mobile-phone version yet), as well as a full user manual that describes all functions of this freeware. The user manual also outlines its key-phrase grouping tool interface which contains keyword count popup, filter textbox and filter button, main keyword box, modify font size of main keyword list, negative keyword box, create AdGroup button, open file button (for importing keyword lists), export groups button, export main keywords etc.

Feel free to Download this freeware here now.

This download package comes with a license that you may give away this freeware for free, offer it as a bonus software for customer email signups, use it in any membership website etc. For additional details, you may refer to the file 'license.txt' inside the download package.

Warning: Abuse of this freeware is prohibited. Any successful SEO (Search Engine Optimization) or PPC (Pay-Per-Click) marketing should meet Google Quality Webmaster Guidelines or equivalent rules. Internet SEO or PPC marketing campaigns that intend to manipulate ranking in search engines like Google should not be encouraged. This freeware should also not be used in any web marketing program that may create massive junk or spam messages to the end customers.

We, Quick Money Saver, hope you will enjoy using this free software as a good SEO (Search Engine Optimization) or PPC (Pay-Per-Click) marketing tool. This freeware is just our another free stuff available to our readers, after offering free eBooks and free backlink list previously. We may further consider to offer more freeware with different functions for download here to meet your needs as successful internet marketers. Instead of free software just for desktop-PC Windows OS platform, we may also offer other mobile-phone software apps for Google Android or even Apple IOS etc in the future. So stay tuned!

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